Payment system indicators
Monthly volumes (lakh) and values (₹ crore) across settlement and payment systems
Monthly data on volumes and values processed across settlement and payment systems in India, including CCIL-operated systems, RTGS, UPI, NEFT, IMPS, card payments, prepaid payment instruments, ATMs and payment infrastructure. Source: Reserve Bank of India.
Source
Reserve Bank of India
Latest period
Jan-2026
UPI volume (Jan-2026)
2,17,034.45 lakh
Total digital payments (Jan-2026)
2,51,651.77 lakh
@: New inclusion w.e.f. November 2019 $ : Inclusion separately initiated from November 2019 - would have been part of another items hitherto. *: New inclusion w.e.f. September 2020; Includes only static UPI QR Code.
1. Data is provisional. 2. ECS (Debit and Credit) has been merged with NACH with effect from January 31, 2020. 3. The data for November 2019 and onwards for card payments (Debit/Credit cards) and Prepaid Payment Instruments (PPIs) may not be comparable with earlier months/ periods, as more granular data is being published along with revision in data definitions. 4. Only domestic financial transactions are considered. The new format captures e-commerce transactions; transactions using FASTags; cash deposits,bill payments and card-to-card transfer through ATMs, etc.. Also, failed transactions, chargebacks, reversals, expired cards/ wallets, are excluded.